Group and Employee Benefits
Let's Build a Better Group Benefits Strategy... Together
Employee Benefits Services
Smarter Strategy. Year Round Support. A Better Benefits Experience.
Mammoth Insurance Solutions helps employers build, manage, and communicate employee benefit programs that support their organization and their people.
We work with employers ranging from approximately 10 to more than 1,000 employees across the United States. Our team supports executives, HR leaders, People Operations teams, employees, and their families throughout the entire benefits lifecycle, not only during renewal.
Every organization is different. We tailor our services to each client’s workforce, financial goals, internal resources, technology, and benefit strategy.
Benefits Strategy and Benchmarking
A strong benefits program begins with understanding how your organization compares and what opportunities may be available.
We evaluate plan design, employer contributions, employee costs, participation, funding arrangements, and other meaningful factors. Our benchmarking and strategic analysis help leadership teams make informed decisions and build competitive, sustainable benefit programs.
Annual Benefits Market Review
We conduct a thoughtful annual review of the benefits market to help clients understand their available options.
Depending on the organization, this may include fully insured, level funded, self funded, and alternative funding strategies. We explain the costs, risks, and opportunities clearly so leadership can confidently determine the best path forward.
Benefits Administration Support
Our team helps HR and People Operations professionals manage the administrative details associated with employee benefits.
Support may include eligibility questions, enrollment coordination, carrier updates, billing issues, benefits technology, file feeds, employee changes, open enrollment, and assistance working with benefit administration and payroll platforms.
Our goal is to make benefits administration easier, more organized, and more dependable.
Year Round Employee Communication
Benefits are only valuable when employees understand them.
We help clients communicate throughout the year with clear, timely, and practical information. This may include open enrollment materials, benefit announcements, educational resources, reminders, new hire guidance, and targeted communication about important programs.
We want employees to understand what is available, recognize the value of their benefits, and know where to turn when they need help.
Compliance Support
Employee benefit compliance can be complicated and easy to overlook.
We help clients identify important requirements, organize benefit documentation, coordinate required notices, and stay informed about responsibilities that may affect their benefit programs.
When specialized legal, tax, or regulatory guidance is required, we help clients coordinate with the appropriate professionals and resources.
Employee and Member Advocacy
Employees and their families should not have to navigate the healthcare system alone. Our dedicated professionals provide personal support with:
- Claims and billing questions
- Prescription and pharmacy issues
- Provider searches and network questions
- ID cards and benefit access
- Eligibility and enrollment concerns
- Healthcare navigation
- Escalation and carrier coordination
- Other unique benefit situations
We listen, investigate, advocate, and help employees understand the next step. Technology helps our team work efficiently, but real people remain at the center of the experience.
Medicare Guidance
Employees approaching Medicare eligibility often have important questions about timing, enrollment, employer coverage, and the options available to them.
We provide education and access to trusted Medicare guidance so employees and their families can better understand their choices and make informed decisions.
Open Enrollment Support
Open enrollment is one of the most important opportunities to educate employees and reinforce the value of an organization’s benefits program. We help coordinate the process, prepare communications, support benefit administration systems, answer employee questions, and provide virtual or in person enrollment support based on the needs of the organization.
Benefits Technology and AI
We thoughtfully use technology and AI to improve communication, organization, analysis, and response times.
Technology allows our dedicated professionals to spend more time advising clients, identifying opportunities, solving problems, and supporting employees. It strengthens our human approach rather than replacing it.
More Than a Broker
Our services extend beyond the items listed here. Every client has different priorities, challenges, and internal resources.
Mammoth becomes an extension of the executive, HR, and People Operations teams we serve. We bring thoughtful strategy, dependable execution, and personal advocacy together to create a better benefits experience for the organization and its employees.
Let’s Build a Better Benefits Experience >
Group Benefits Options for Your Business
Group Health Insurance
Explore fully-insured, self-funded, and level-funded plans — and find the right structure for your business. Learn how network types, cost-sharing, and enrollment options affect your bottom line and your employees’ experience.
Health Reimbursement Arrangements (HRAs)
HRAs offer a flexible, tax-advantaged way to reimburse employees for premiums and care expenses — without offering a traditional group plan. Compare ICHRA and QSEHRA options and find out what fits your goals.
Group Voluntary Insurance
Enhance your benefits package with affordable add-ons like dental, vision, hearing, disability, and life insurance. These optional plans offer big value to employees — often at little or no cost to the employer.